Frequently Asked Questions

  • Flight accident insurance, or travel accidental death and dismemberment insurance (AD&D), provides a lump-sum payment to your beneficiaries if you die or suffer a covered injury due to an accident during your commercial flight.

  • Covered accidents typically include:

    • Commercial airline crashes

    • Collisions on the runway or taxiway

    • In-flight accidents like turbulence or fire

    • Accidents during boarding or disembarking

    • Death Benefit: Pays a specified amount to your beneficiaries if you die in a covered accident.

    • Dismemberment Benefit: Pays a portion of the death benefit if you lose a limb or eyesight due to a covered accident.

  • The amount of coverage you need depends on your individual circumstances. Consider your financial obligations, such as your dependents, mortgage, and other debts.

  • The cost varies depending on factors like the coverage amount and trip duration. Our policies typically offer affordable premiums, starting at just a few dollars per flight.

  • Coverage typically starts from the moment you board the plane and ends when you disembark.

  • Yes, you can purchase coverage for single flights, round trips, or an unlimited monthly plan.

  • You must be at least 18 years old to purchase.

  • Yes, you can typically cancel your policy and receive a full refund a certain number of days after your purchase provided your flight has not started.

  • If you need to file a claim, contact our customer service team as soon as possible. We'll guide you through the process and provide the necessary forms.

  • No, flight accident insurance is a specific type of coverage that focuses on accidents during air travel. Travel insurance typically offers broader coverage, and may include  trip cancellation, medical emergencies, and lost baggage.

  • Flight accident insurance provides additional coverage specifically for air travel accidents. It can supplement your existing life insurance and provide peace of mind for your loved ones in the event of an unexpected tragedy.